Achieve your financial goals with personalized lending, investment, insurance, retirement, and wealth management solutions. We simplify complex financial decisions through expert guidance, transparent strategies, and customer-first service designed to support every stage of your financial journey.
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Cash Capital Matrix 360 began with a simple yet ambitious vision: to democratize access to premium financial services across the United States. What started as a boutique wealth advisory firm in USA has evolved into a comprehensive financial platform serving over 50,000 clients nationwide.
Our mission is to empower individuals, families, and businesses with transparent, personalized financial solutions — from lending and insurance to investment management and digital payments. We believe that financial freedom should not be a privilege reserved for the few, but a tangible reality attainable by all.
Our vision is to become the most trusted financial partner in America — recognized for our integrity, innovation, and unwavering commitment to our clients' long-term prosperity.
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Expert Advisors
We combine decades of expertise with modern technology to deliver financial solutions that truly make a difference.
Our team brings over a century of combined experience across banking, insurance, investments, and wealth management — certified and licensed nationwide.
Leveraging AI-driven underwriting and streamlined processes, most applications receive a decision within 24 hours — no unnecessary delays.
Bank-grade 256-bit encryption, multi-factor authentication, and SOC 2 compliance ensure your financial data remains protected at all times.
No cookie-cutter approaches. Every financial plan is tailored to your unique goals, risk tolerance, and life stage with dedicated advisor support.
Our U.S.-based client success team is available around the clock via phone, chat, or email — because your financial peace of mind never sleeps.
With licensed advisors in 48 states and growing, Cash Capital Matrix 360 serves clients in whole USA.
Explore our full range of services designed to meet every aspect of your financial life.
Flexible lending solutions for every need.
Cash Capital Matrix 360 offers personal loans ranging from $2,000 to $100,000 with competitive fixed rates and flexible repayment terms of 12 to 84 months. Whether you're consolidating credit card debt, financing a major purchase, or covering unexpected medical expenses, our streamlined application process delivers funding in as little as 24 hours after approval. There are no hidden origination fees, and we provide a clear, itemized loan estimate before you sign. Our U.S.-based loan officers work with you to find a monthly payment that fits your budget, and we report your on-time payments to all three major credit bureaus — helping you build a stronger credit profile over time. Eligibility is based on income, credit history, and debt-to-income ratio, and we welcome applicants from all 50 states. With Cash Capital Matrix 360, personal lending is transparent, fair, and designed to put financial power back in your hands.
Our home loan programs include conventional mortgages, FHA loans, VA loans, and jumbo financing for high-value properties. We guide you from pre-qualification to closing with transparent pricing, no surprises. Whether you're a first-time homebuyer in Austin or refinancing a property in Portland, our mortgage advisors provide personalized rate quotes and educational resources to help you make informed decisions. We also offer rate-lock options up to 90 days to protect you from market fluctuations. All loan terms are clearly disclosed in compliance with TILA and RESPA regulations.
Beyond standard home loans, we offer specialized mortgage solutions including reverse mortgages for seniors aged 62 and older, construction-to-permanent loans for new builds, and investment property financing. Our mortgage team provides personalized rate comparisons, amortization schedules, and detailed cost breakdowns — including estimated closing costs, property taxes, and private mortgage insurance (PMI) requirements. We work with a network of trusted lenders to secure the most favorable terms for your unique financial situation, always in full compliance with the Equal Credit Opportunity Act and fair lending laws.
Investing in education is one of the most powerful financial decisions you can make. Cash Capital Matrix 360 offers education loans for undergraduate and graduate studies, including degree programs at accredited U.S. institutions, vocational training, and professional certifications. We provide competitive fixed and variable rates, deferred payment options while you're enrolled, and no prepayment penalties. Our education loan specialists help you navigate FAFSA requirements, federal student aid options, and supplemental private lending to bridge the gap between grants, scholarships, and the total cost of attendance. We also offer parent PLUS loan alternatives and refinancing solutions for existing student debt. With flexible repayment terms from 5 to 20 years, we make higher education accessible without compromising your financial future.
From startups to established enterprises, Cash Capital Matrix 360 provides business financing solutions including term loans, lines of credit, equipment financing, and SBA loans. Our business lending team evaluates your company's revenue history, cash flow projections, and growth potential to structure a loan that supports your vision — not one that overburdens it. We offer loans from $10,000 to $5 million with competitive rates and terms tailored to your industry. Funds can be used for working capital, inventory purchases, equipment acquisition, real estate expansion, or debt refinancing. We provide transparent rate sheets with no hidden fees, and our digital application portal allows you to upload financial statements, tax returns, and business plans securely. With fast approvals and same-week funding for qualified applicants, Cash Capital Matrix 360 is the partner your business deserves.
Drive away with confidence. Cash Capital Matrix 360's auto loan program covers new and used vehicles, including cars, trucks, SUVs, and motorcycles from dealerships and private sellers across the United States. We offer fixed-rate financing with terms from 24 to 84 months, loan amounts from $5,000 to $150,000, and competitive APRs based on your credit profile. Our pre-approval process is quick and straightforward — simply provide basic information about the vehicle and your financial background, and we'll issue a decision within hours. There are no prepayment penalties, and we provide clear disclosure of all fees, including documentation fees, title transfer costs, and any applicable taxes. We also offer refinancing options for existing auto loans to help you secure a lower monthly payment or reduce your interest rate. Whether you're buying a sedan in Ohio or an SUV in Texas, Cash Capital Matrix 360 makes auto financing seamless and transparent.
Comprehensive coverage for life's uncertainties.
Cash Capital Matrix 360 partners with leading U.S. carriers to offer auto insurance policies that meet state minimum requirements while providing robust protection for you and your vehicle. Our policies include liability coverage, collision and comprehensive coverage, uninsured/underinsured motorist protection, medical payments coverage, and roadside assistance. We help you compare quotes from multiple providers to find the right balance of coverage and affordability. Discounts are available for safe driving records, bundled policies, anti-theft devices, and low annual mileage. Our U.S.-licensed insurance advisors explain each coverage component in plain English and help you adjust deductibles and limits to match your budget. Filing a claim is straightforward through our digital portal, and we provide 24/7 claims support. Whether you're insuring a single commuter car or a family fleet, we make auto insurance simple, transparent, and tailored to your needs.
Navigating the U.S. healthcare system requires dependable coverage. Cash Capital Matrix 360 offers individual and family health insurance plans, including ACA-compliant marketplace options, short-term medical plans, and supplemental health coverage. Our licensed advisors help you evaluate deductibles, out-of-pocket maximums, provider networks, and prescription drug formularies to find a plan that fits your medical needs and financial situation. We provide open enrollment guidance, special enrollment period assistance for qualifying life events, and year-round support for claims and billing issues. For businesses, we offer group health insurance solutions with multiple plan tiers, HSA-compatible high-deductible options, and wellness program integrations. We also offer dental, vision, and critical illness coverage to complement your primary health plan. With Cash Capital Matrix 360, you get expert guidance, transparent plan comparisons, and ongoing support — because your health is your most valuable asset.
Protect your home — your single largest investment — with comprehensive home insurance from Cash Capital Matrix 360. Our policies cover dwelling protection, personal property, liability protection, loss of use, and medical payments to others. We offer coverage for single-family homes, condos, townhouses, and rental properties. Our advisors help you assess replacement cost versus market value, recommend appropriate coverage limits, and identify valuable endorsements such as flood insurance, earthquake coverage, and scheduled personal property for high-value items like jewelry and art. We also offer discounts for home security systems, claims-free history, and multi-policy bundling. With a network of A-rated carriers, we provide competitive premiums and personalized service. When you need to file a claim, our team advocates on your behalf to ensure a fair and timely resolution. From Miami to Seattle, Cash Capital Matrix 360 has your home covered.
Mortgage insurance protects your lender and your family in the event you're unable to meet your home loan obligations. Cash Capital Matrix 360 provides both private mortgage insurance (PMI) for conventional loans and mortgage insurance premium (MIP) for FHA loans, along with lender-paid mortgage insurance (LPMI) options. We help you understand how mortgage insurance impacts your monthly payment, when it can be canceled, and strategies to eliminate it sooner — such as making extra principal payments or obtaining a new appraisal when your loan-to-value ratio improves. For homeowners with less than 20% equity, mortgage insurance makes homeownership accessible while protecting the lender's investment. Our advisors explain the costs, cancellation policies, and alternatives so you can make an informed decision that aligns with your long-term financial goals.
Life insurance is a cornerstone of responsible financial planning. Cash Capital Matrix 360 offers term life, whole life, universal life, and variable life insurance products from top-rated U.S. carriers. Term life policies provide affordable coverage for a specified period — ideal for income replacement, mortgage protection, and children's education funding. Permanent life policies offer lifelong coverage with cash value accumulation that can be accessed through policy loans or withdrawals. Our licensed agents conduct a thorough needs analysis, considering your dependents, debts, income, and long-term goals to recommend an appropriate coverage amount. We provide transparent premium illustrations, explain policy exclusions and riders (such as accelerated death benefit and waiver of premium), and guide you through the underwriting process. Whether you're 25 and starting a family or 55 and optimizing your estate plan, Cash Capital Matrix 360 helps you protect the people who matter most.
Safeguard your business against unexpected risks with Cash Capital Matrix 360's comprehensive business insurance solutions. We offer general liability insurance, professional liability (errors and omissions), commercial property insurance, workers' compensation, business interruption insurance, cyber liability coverage, and commercial auto insurance. Our advisors take the time to understand your industry, operations, and risk profile to customize a policy portfolio that provides complete protection without unnecessary overlap. We serve businesses of all sizes — from sole proprietorships and LLCs to mid-market corporations. Our digital platform makes it easy to manage certificates of insurance, track policy renewals, and file claims. We also provide annual coverage reviews to ensure your insurance keeps pace with your business growth. With Cash Capital Matrix 360, you gain a risk management partner committed to your business's continuity and success.
Burial insurance, also known as final expense insurance, is a specialized whole life policy designed to cover end-of-life costs including funeral services, burial or cremation, cemetery plots, and outstanding medical bills. Cash Capital Matrix 360 offers burial insurance policies with guaranteed acceptance options for applicants aged 50 to 85, no medical exam requirements, and fixed premiums that never increase. Coverage amounts typically range from $5,000 to $50,000 — enough to relieve your loved ones of financial burden during a difficult time. Our policies build cash value over time and pay out quickly with no probate delays when beneficiaries are properly designated. We explain policy details, grace periods, and the claims process in clear terms. Burial insurance from Cash Capital Matrix 360 provides dignity, certainty, and peace of mind for families across the United States.
Pets are family, and Cash Capital Matrix 360's pet insurance helps you provide the best medical care for your furry companions without financial strain. We offer accident-only and accident-and-illness policies covering veterinary exams, diagnostics, surgeries, hospitalizations, prescription medications, and specialized treatments. Preventive care add-ons cover annual wellness exams, vaccinations, dental cleanings, and flea/heartworm prevention. Our policies cover dogs, cats, and other domestic pets with flexible annual limits, deductible options, and reimbursement levels (70%, 80%, or 90%). There are no network restrictions — visit any licensed veterinarian in the U.S. or Canada. Claims are submitted digitally, and reimbursements are processed within days. We also offer multi-pet discounts and coverage for chronic conditions like diabetes and arthritis. With Cash Capital Matrix 360's pet insurance, you can focus on your pet's health, not the bill.
Whether you're traveling domestically or internationally, Cash Capital Matrix 360's travel insurance protects your trip investment and provides peace of mind. Our comprehensive travel insurance policies include trip cancellation and interruption coverage, emergency medical and dental coverage, baggage loss and delay protection, travel delay reimbursement, and 24/7 travel assistance services. We offer single-trip and annual multi-trip plans with coverage for U.S. residents traveling anywhere in the world. Cancel for any reason (CFAR) upgrades are available for maximum flexibility. Our policies also cover common carrier accidents, rental car collision damage, and natural disaster evacuations. We provide clear policy documents with defined coverage limits, exclusions, and claims procedures. Before your next trip — whether it's a weekend in Chicago or a vacation in Tokyo — protect yourself with travel insurance from Cash Capital Matrix 360.
Build wealth across diverse asset classes.
Mutual funds offer a convenient way to build a diversified portfolio without the complexity of managing individual securities. Cash Capital Matrix 360 provides access to a curated selection of mutual funds across all major categories — equity funds, bond funds, index funds, sector-specific funds, and target-date funds. Our investment advisors help you evaluate fund performance, expense ratios, management teams, and risk profiles to select funds aligned with your financial goals. We offer both load and no-load fund options and provide transparent fee disclosures in accordance with SEC regulations. Whether you're investing for retirement in a tax-advantaged account or building a taxable investment portfolio, mutual funds from Cash Capital Matrix 360 provide professional management, automatic diversification, and daily liquidity. We monitor your fund holdings regularly and recommend adjustments as market conditions and your personal circumstances evolve.
Gold has been a trusted store of value for centuries, and Cash Capital Matrix 360 makes it easy to include precious metals in your investment strategy. We offer physical gold in the form of IRS-approved gold coins and bars for IRA accounts, as well as gold exchange-traded funds (ETFs) and gold mining stocks for standard brokerage accounts. Our precious metals specialists explain the role of gold in portfolio diversification — as a hedge against inflation, currency devaluation, and geopolitical uncertainty. We provide transparent pricing with competitive spreads, secure storage options through insured depositories, and guidance on IRS rules for precious metals IRAs. Whether you're looking to allocate 5% or 15% of your portfolio to gold, our advisors help you determine the right approach based on your risk tolerance, investment horizon, and overall asset allocation strategy.
Investing in individual stocks offers the potential for significant long-term growth. Cash Capital Matrix 360 provides a robust stock trading platform with access to major U.S. exchanges including NYSE, NASDAQ, and AMEX. Our brokerage services include real-time market data, advanced charting tools, fundamental and technical research reports, and educational resources to help you make informed investment decisions. We offer both self-directed trading accounts and managed portfolios for clients who prefer professional oversight. Our advisors can help you build a stock portfolio focused on growth, value, income, or a blended approach based on your objectives. We provide transparent commission structures, trade confirmations, and monthly account statements. Whether you're a seasoned trader or a first-time investor, Cash Capital Matrix 360 provides the tools, research, and support you need to invest in the American stock market with confidence.
Holistic strategies for lasting prosperity.
Professional investment management is the cornerstone of long-term wealth creation. Cash Capital Matrix 360's investment management service begins with a comprehensive discovery process where we assess your financial goals, risk tolerance, time horizon, and current portfolio composition. Our certified financial analysts construct a customized investment portfolio using a strategic asset allocation framework that balances growth potential with risk management. We utilize a combination of individual equities, fixed-income securities, ETFs, mutual funds, and alternative investments to achieve optimal diversification. Portfolios are actively monitored and rebalanced quarterly, or more frequently during periods of significant market volatility. We provide detailed performance reporting, market commentary, and regular review meetings to keep you informed and confident in your investment strategy. Our fiduciary standard means we always act in your best interest, with complete transparency on fees, costs, and conflicts of interest. From $100,000 to $50 million portfolios, Cash Capital Matrix 360 delivers institutional-quality investment management to individuals and families across the United States.
Estate planning ensures your assets are distributed according to your wishes while minimizing tax burdens and legal complications for your beneficiaries. Cash Capital Matrix 360 coordinates with experienced estate planning attorneys to help you develop a comprehensive estate plan that may include wills, revocable and irrevocable trusts, powers of attorney, health care directives, and beneficiary designations. We address critical considerations such as federal and state estate tax exposure, probate avoidance, charitable giving strategies, and business succession planning. For high-net-worth clients, we employ advanced estate planning techniques including generation-skipping trusts, qualified personal residence trusts (QPRTs), and family limited partnerships (FLPs). We also review and update your estate plan during major life events — marriage, divorce, birth of children, relocation to a different state, or significant changes in asset values. Estate planning with Cash Capital Matrix 360 provides clarity, control, and lasting peace of mind for you and your loved ones.
Effective risk management protects your financial well-being against unforeseen events that could derail your long-term goals. Cash Capital Matrix 360's risk management framework evaluates exposure across multiple dimensions — market risk, credit risk, liquidity risk, inflation risk, longevity risk, and personal risk (health, disability, and liability). We recommend appropriate insurance coverage, emergency reserves, and portfolio hedging strategies to mitigate these risks. Our advisors conduct annual risk assessments to ensure your financial plan remains resilient as market conditions and personal circumstances change. For business owners, we provide entity-level risk analysis including key person insurance, buy-sell agreement funding, and business continuity planning. Our approach is holistic, quantitative, and tailored to your unique risk profile. With Cash Capital Matrix 360's risk management strategies, you gain the confidence to pursue your financial goals without unnecessary exposure to catastrophic loss.
Retirement planning is about more than saving money — it's about designing the life you want and building the financial engine to support it. Cash Capital Matrix 360's retirement planning service covers every phase of the retirement journey: accumulation, pre-retirement transition, and distribution. We help you maximize contributions to IRAs, 401(k)s, 403(b)s, SEP IRAs, and solo 401(k)s, and advise on Roth conversion strategies, required minimum distributions (RMDs), and Social Security optimization. Our retirement income plans address withdrawal sequencing, tax-efficient distribution strategies, healthcare cost projections (including Medicare and long-term care), and legacy goals. We use Monte Carlo simulation to stress-test your retirement plan against market downturns, inflation, and longevity risk. Whether you're 30 years from retirement or planning your distribution phase next year, Cash Capital Matrix 360 provides the expertise, tools, and personalized guidance to help you retire with confidence and dignity.
Tax optimization is an integral component of comprehensive wealth management. Cash Capital Matrix 360 works with tax professionals to develop strategies that legally minimize your tax burden across federal, state, and local levels. We analyze your income structure, investment portfolio, retirement accounts, business entity, and estate plan to identify tax-saving opportunities such as tax-loss harvesting, asset location optimization, charitable remainder trusts, donor-advised funds, and municipal bond strategies. For business owners, we advise on entity selection (S-corp, C-corp, LLC), qualified business income (QBI) deductions, and retirement plan design. We also provide tax projection modeling to help you make informed decisions about Roth conversions, capital gains realization, and installment sales. Our goal is to ensure that tax considerations are integrated into every financial decision, not treated as an afterthought. With Cash Capital Matrix 360's tax optimization strategies, you keep more of what you earn while remaining fully compliant with U.S. tax laws.
Funding your children's or grandchildren's education is one of the most meaningful financial goals you can pursue. Cash Capital Matrix 360's education planning service helps you navigate the complexities of saving for college, graduate school, and vocational training. We recommend and manage 529 college savings plans, Coverdell Education Savings Accounts (ESAs), custodial accounts under the Uniform Transfers to Minors Act (UTMA), and tax-efficient investment accounts designed for education funding. Our advisors help you project future education costs using current tuition trends, understand financial aid implications, and develop a funding strategy that balances education savings with other financial priorities like retirement. We also provide guidance on education tax credits (American Opportunity Tax Credit and Lifetime Learning Credit), student loan planning, and scholarship strategies. Whether your child is a newborn or a high school junior, Cash Capital Matrix 360 creates a customized education funding plan that makes higher education achievable without sacrificing your financial security.
Modern payment solutions for everyday life.
Cash Capital Matrix 360 offers a suite of credit card solutions designed for individuals and businesses seeking rewards, flexibility, and financial control. Our credit card services include cashback rewards cards, travel rewards cards, secured cards for building credit, low-APR balance transfer cards, and business credit cards with expense management tools. We help you compare card features — annual fees, interest rates, introductory APR periods, reward structures, and additional benefits like purchase protection, extended warranty, and travel insurance. Our application process is straightforward, and we provide clear disclosures of terms and conditions in compliance with the Credit Card Accountability Responsibility and Disclosure (CARD) Act. We also offer credit card management tools including automatic payment setup, spending alerts, and fraud monitoring. Whether you're looking to earn rewards on everyday purchases or finance a large expense with a 0% introductory APR, Cash Capital Matrix 360 helps you choose the right card and use it responsibly.
Mobile wallets offer a secure, convenient way to make payments using your smartphone or wearable device. Cash Capital Matrix 360 supports integration with Apple Pay, Google Pay, Samsung Pay, and other major digital wallet platforms. Our mobile wallet solutions allow you to store credit cards, debit cards, loyalty cards, and transit passes in one secure digital location. Transactions are authenticated using biometric verification (Face ID or fingerprint) and tokenization technology that replaces your actual card number with a unique digital identifier, reducing the risk of fraud. Mobile wallets are accepted at millions of merchant locations across the United States and around the world. We provide guidance on setting up mobile wallets, managing default payment methods, and troubleshooting common issues. With Cash Capital Matrix 360's mobile wallet support, you can leave your physical wallet at home and enjoy faster, more secure transactions wherever you go.
Sending money to friends, family, or service providers has never been easier. Cash Capital Matrix 360's P2P payment solutions include integration with Venmo, Zelle, Cash App, and PayPal — enabling instant transfers between U.S. bank accounts using just an email address or mobile phone number. We help you set up and verify your P2P accounts, link them securely to your Cash Capital Matrix 360 accounts, and understand the transaction limits, processing times, and fraud protection features of each platform. P2P payments are ideal for splitting dinner bills, paying rent to a roommate, sending gifts, or paying independent contractors. We provide guidance on best practices for secure P2P transactions, including how to verify recipient identities, avoid common scams, and dispute unauthorized transactions. With same-day or instant settlement for most transfers, P2P payments through Cash Capital Matrix 360 offer speed, convenience, and security.
For businesses accepting online payments, Cash Capital Matrix 360 provides a robust payment gateway solution that processes transactions securely and reliably. Our payment gateway supports all major credit and debit cards (Visa, Mastercard, American Express, Discover), ACH bank transfers, digital wallets, and buy-now-pay-later (BNPL) options like Afterpay and Klarna. Key features include PCI DSS Level 1 compliance, tokenization, recurring billing capabilities, fraud detection tools, and real-time transaction reporting. Integration is seamless with major e-commerce platforms including Shopify, WooCommerce, BigCommerce, and custom websites through REST APIs. We offer competitive interchange-plus pricing with no hidden fees, transparent monthly statements, and dedicated merchant support. Whether you're launching a new online store or upgrading your existing payment infrastructure, Cash Capital Matrix 360's payment gateway provides the reliability, security, and flexibility your business needs to thrive in the digital economy.
Cash Capital Matrix 360's debit card services provide direct access to your checking or savings account with the convenience and security of modern payment technology. Our debit cards are issued through FDIC-insured partner banks and are accepted at millions of merchants worldwide. Features include real-time transaction notifications, contactless payment capability (tap-to-pay), ATM access with fee reimbursement at select networks, and daily spending limits that you can customize through our mobile app. We offer both physical and virtual debit cards — virtual cards are instantly issued and can be used for online purchases while your physical card is in transit. Debit card transactions are protected by zero-liability fraud protection, meaning you won't be held responsible for unauthorized charges if you report them promptly. We also provide tools to lock your card instantly if it's misplaced and set up recurring payment rules. With Cash Capital Matrix 360's debit card services, your money is always accessible, secure, and under your control.
Managing monthly bills can be time-consuming and stressful — but Cash Capital Matrix 360's bill payment solutions simplify the process. Our centralized bill pay platform allows you to schedule one-time or recurring payments for utilities, rent or mortgage, insurance premiums, subscription services, credit card bills, loan payments, and more. You can pay using your linked checking account, debit card, or credit card, and choose delivery methods including electronic transfer (fastest), paper check (mailed on your behalf), or expedited payment for last-minute due dates. Features include payment calendar views, email or push notification reminders, payment history, and the ability to pause or modify pending payments. We also offer bill negotiation services for recurring expenses like cable, internet, and phone bills. Our platform is secure, encrypted, and insured against unauthorized transactions. With Cash Capital Matrix 360's bill payment solutions, you'll never miss a due date or pay a late fee again — giving you more time to focus on what matters most.
Regain financial freedom with proven strategies.
Debt consolidation simplifies your finances by combining multiple high-interest debts — such as credit cards, personal loans, and medical bills — into a single, lower-interest monthly payment. Cash Capital Matrix 360's debt consolidation program offers fixed-rate consolidation loans from $5,000 to $100,000 with competitive interest rates starting as low as 5.99% APR for qualified borrowers. Our advisors work with you to assess your total debt burden, calculate potential interest savings, and determine a consolidation strategy that fits your budget. Benefits include a single monthly payment instead of multiple bills, reduced interest charges over time, and a clear payoff timeline. We provide a detailed comparison of your current debt situation versus the proposed consolidation plan so you can see exactly how much you'll save. We also offer balance transfer credit card options for smaller debt amounts with 0% introductory APR periods. Debt consolidation through Cash Capital Matrix 360 is a practical, transparent path to becoming debt-free faster.
For clients facing significant financial hardship, debt settlement can provide substantial relief by negotiating with creditors to accept a reduced payoff amount. Cash Capital Matrix 360 partners with licensed debt settlement firms to help you resolve unsecured debts — including credit cards, personal loans, and collection accounts — for less than the full balance owed. Our program begins with a complimentary financial assessment to determine if debt settlement is appropriate for your situation. If eligible, we negotiate directly with your creditors to reach a settlement agreement, typically reducing the total debt by 40% to 60% before fees. We provide clear disclosures of all program fees, estimated timelines (usually 24 to 48 months), and potential impacts on your credit score. Throughout the process, we keep you informed of progress, handle creditor communications, and provide guidance on rebuilding your credit after settlement. Debt settlement is a serious financial decision, and Cash Capital Matrix 360 ensures you understand all options and implications before proceeding.
Bankruptcy is a legal process that can provide a fresh start for individuals and businesses overwhelmed by debt. Cash Capital Matrix 360 provides compassionate, educational guidance on bankruptcy options, including Chapter 7 (liquidation) and Chapter 13 (reorganization) for individuals, and Chapter 11 for businesses. While we do not provide legal representation, we coordinate with experienced bankruptcy attorneys who can evaluate your eligibility, explain the automatic stay (which halts collection actions), and guide you through the filing process. We help you understand the means test, exemption rules, reaffirmation agreements, and the long-term credit implications of bankruptcy. Our financial advisors also help you develop a post-bankruptcy financial plan — including budgeting, credit rebuilding, and savings strategies — so you can emerge from bankruptcy with a solid foundation for future financial stability. Bankruptcy is never an easy decision, but with Cash Capital Matrix 360's guidance, you can navigate the process with clarity and confidence. We are committed to helping you achieve a genuine financial fresh start.
Protect your home systems and appliances.
Home appliances are essential to daily life, and repairs can be costly and inconvenient. Cash Capital Matrix 360's home warranty appliance coverage protects major appliances including refrigerators, ovens, ranges, cooktops, dishwashers, washing machines, dryers, built-in microwave ovens, and trash compactors. When a covered appliance breaks down due to normal wear and tear, you simply pay a service fee (typically $75 to $125) and we arrange for a qualified technician to diagnose and repair the issue. If the appliance cannot be repaired, we provide a replacement at no additional cost. Our plans offer annual coverage limits up to $3,000 per appliance with no hidden deductibles. We provide 24/7 service request filing, a network of pre-screened contractors across the United States, and guaranteed repair timelines. Appliance coverage is available as a standalone plan or as part of a comprehensive home warranty package. With Cash Capital Matrix 360's home warranty, you're protected from unexpected repair bills that can disrupt your household budget.
Electrical system failures can be dangerous and expensive to repair. Cash Capital Matrix 360's home warranty electrical coverage includes repairs and replacements for your home's electrical systems — including wiring, circuit breakers, fuse boxes, switches, outlets, ceiling fans, garage door openers, and doorbell wiring. Our coverage applies to breakdowns resulting from normal wear and tear, with a straightforward service fee per claim and no annual coverage limits on most electrical components. We maintain a network of licensed, insured electricians who are available for emergency service 24 hours a day, 7 days a week. Electrical coverage can be added to any existing home warranty plan or purchased as part of our comprehensive systems protection package. We provide clear policy documents with defined coverage terms, exclusions, and claim procedures. With Cash Capital Matrix 360's electrical coverage, you can address electrical issues quickly and safely without worrying about the cost of emergency repair services.
Plumbing emergencies — from burst pipes to clogged drains — can cause significant damage to your home if not addressed promptly. Cash Capital Matrix 360's home warranty plumbing coverage includes repairs for leaks, clogs, and failures in your home's plumbing system including pipes, faucets, toilets, showers, bathtubs, sink stems, water heaters (tank and tankless), garbage disposals, and sump pumps. Our coverage extends to both interior and exterior plumbing lines up to the property boundary. When you experience a plumbing issue, simply file a service request online or by phone, and we'll dispatch a licensed plumber within 24 hours for standard issues or immediately for emergencies. The service fee is a flat rate per claim, with no additional charges for diagnostics or after-hours service. Plumbing coverage is available as part of our comprehensive home warranty or as a standalone policy. At Cash Capital Matrix 360, we know that plumbing problems don't wait for business hours — and neither does our coverage.
Extended protection for your vehicle.
Cash Capital Matrix 360's vehicle coverage plans provide comprehensive protection beyond the manufacturer's warranty. Our extended auto warranty plans cover vehicles up to 15 years old with unlimited mileage options. Coverage tiers range from basic powertrain protection (engine, transmission, and drive axles) to comprehensive bumper-to-bumper coverage that includes over 1,000 components — from the air conditioning system to the steering and suspension. All plans include 24/7 roadside assistance with towing, flat tire changes, battery jump-starts, lockout assistance, and fuel delivery. Claims are processed quickly with direct payment to any licensed repair facility in the United States or Canada. We provide clear contract terms with defined coverage limits, deductible options ($0 to $200), and exclusions. Our plans are transferable if you sell your vehicle, adding resale value. With flexible payment options (monthly, quarterly, or annual) and a 30-day money-back guarantee, Cash Capital Matrix 360's vehicle coverage gives you confidence on every road trip and daily commute.
Mechanical breakdowns are among the most stressful and expensive vehicle ownership experiences. Cash Capital Matrix 360's mechanical breakdown coverage (MBC) protects your vehicle's major mechanical systems when they fail due to normal wear and tear. Covered components include the engine (all internal lubricated parts, seals, and gaskets), transmission (automatic and manual), transfer case, drive axle, cooling system, fuel system, electrical system (starter, alternator, battery cables), air conditioning compressor, and more. Our MBC plans are available for new and used vehicles, including cars, trucks, SUVs, and vans. Coverage begins immediately with no waiting period, and claims are paid directly to the repair facility — no reimbursement hassles. We provide a nationwide network of certified repair centers, but you're free to use any licensed mechanic. Rental car reimbursement and trip interruption benefits are available as optional add-ons. With Cash Capital Matrix 360's mechanical breakdown coverage, you can drive with confidence knowing that major repair costs won't derail your budget.
Auto repair costs have risen significantly in recent years — the average engine replacement now exceeds $7,000, and transmission repairs can cost $4,000 or more. Cash Capital Matrix 360's repair cost coverage ensures you never face these expenses alone. Our plans cover the cost of parts and labor for covered repairs, with benefits up to $10,000 per claim depending on your coverage tier. There are no annual or lifetime coverage limits on our premier plan. We offer multiple deductible options ($0, $50, $100, $200) so you can choose the premium-deductible balance that works best for your budget. Claims are handled quickly — most are approved within 24 hours of the repair estimate submission. We also provide concierge claims services, meaning we can help coordinate the repair with the shop and handle all paperwork on your behalf. Repair cost coverage is available for vehicles up to 15 model years old with mileage under 150,000 miles. Protect your investment and your peace of mind with Cash Capital Matrix 360's repair cost coverage — because vehicle repairs shouldn't be a financial crisis.
Real stories from real clients across the United States.
James Delaney
Software Engineer, Texas
"Cash Capital Matrix 360 helped me refinance my home loan at a significantly lower rate. The process was smooth, transparent, and their team was incredibly responsive. I saved over $400 per month."
Maria Rodriguez
Small Business Owner, Florida
"The business loan I received through Cash Capital Matrix 360 allowed me to expand my restaurant. Their advisors understood my vision and created a financing solution that actually worked for my cash flow."
Aisha Khan
Physician, New York
"Their wealth management team crafted a comprehensive financial plan that covers everything from my 401(k) to my children's 529 plans. I finally feel in control of my financial future."
Robert Thompson
Retired Educator, Ohio
"I was hesitant about retirement planning, but my advisor made everything clear and achievable. The income projections gave me the confidence to retire earlier than I planned. Truly life-changing."
Find answers to common questions about our services and processes.
Ready to take control of your financial future? Reach out to us today.
Headquarters
707 Allison Avenue Norfolk, VA 23510
Phone
+1 775-337-1938
info@cashcapitalmatrix360.com
Business Hours
Monday – Friday: 8:00 AM – 8:00 PM
Saturday: 9:00 AM – 5:00 PM